Shepherding Your Money

Have you ever felt like a sinking ship when it comes to your finances?

Felt like downward spiral falling deeper and deeper in debt as each day passes you by? You're in debt up to your eyeballs and can't seem to get out.

The thought mid-month of how am I gonna make ends meet?

Those unexpected financial emergencies that you’re definitely not prepared for.

Maybe you feel like you're more in a financial rut, like you're on a hamster wheel not gaining any ground.

Maybe you're better off  and bills are paid but you still feel like every month, your debt stays the same. No change. Nada. 

The truth is that you're not getting ahead and life is more limited to you and difficult BECAUSE you're in debt. 

You can't do the things you want to do. Have the financial peace you want. Take the trips you want. Participate in activities you want to do. The list of feeling limited goes on and on. 

The walls feels like they're closing in on you and you'll never get out. 

Life is complicated.

There's no solution and if there is, it just seems to allude you. 

Exactly what I've been looking for!!! Finally!!! A financial planning tool for everyone. The budgeting and money-saving tools Sarah provides are invaluable. This is my number one priority right now, not just paying off my debt but keeping it off! I know I can do it now!

 Mischa B.

So many gems! Lots of handy, practical tips to get you on the financial freedom path! It's relatable and easy to understand. Thanks for compiling this!

Perdita C.

Sarah Titus is the QUEEN of frugal! This is full of helpful tidbits and such smart ways to save money. I am excited to implement a lot of these ideas in our home. The binder is also helpful for keeping our finances on track. Such a great find!


I like how Sarah had everything organized so nicely. The information was helpful, and the suggestions were things that anyone can do. Sarah went beyond clipping coupons and suggesting to buy items on sale. This will be a blessing to many. You can't go wrong here, great job.



I want to help you in your particular circumstance...


  • Not making enough to survive (or headed that way)

  • Don't want to burden anyone with your problem

  • You hide because you're embarrassed about your situation

  • Not sure where to start or how to put your life back together


  • Finances are stable but you're not getting ahead

  • Feel discontented, like you know there's more but not sure how to tap into it

  • Scared of taking the wrong path and failing

  • Haven't hit on the right thing yet and don't know where to look


  • You want more in life and are willing to work for it, but you wanna make sure you go on the right path

  • You dream of spending more time with your family, but there's not enough money to do that

  • You want a better quality of life, but feel stuck at the level you're at

I get it. I get how HARD it can be. 

Sigh...I was homeless. My ex-husband abandoned me and my two babies and I thought my life was over. I was in $30k debt and had no income, no home, just nothing. 

It was a super rough time in my life. Rock bottom in fact. I remember laying there in the homeless shelter, just wanting to die. Thinking this was it. This is my life. It's over. Everything is over. Tears. 

And yet! 

Here I am, years later, having made over 8-figures online (I wasn't about to leave my babies with strangers while I went off and worked outside the home, no way, no how). 

The world was against me, and I knew it. But I would go on to fight and become the woman I am today, having been through it all and desperate to help OTHERS now get out of the mess they're in too!!!

It's my passion. No one should have to go through what I went through. No one should have to suffer or worry about money or their next meal. How they're gonna pay rent or how they're gonna feed their kids. Tears. No one should EVER have to go through that!!!!

There's things you need to know. Tricks to catapult you OUTTA this mess! To the next level. 

Things you need to do, things you need to focus on, things you have to learn. 

The problem is trying to learn it can take YEARS. Just tons and tons and tons of time you DON'T have. 

You need help RIGHT NOW. 

You need to be able to pay your bills RIGHT NOW.

You need to be able to get ahead and leave this rat race RIGHT NOW. 

You want something different than everyone else seems to want. You don't want corporate America, YOU. JUST. WANT. YOUR. FAMILY!!!!

Is that so hard? 

Could it really be that complicated? 

In order to survive, have a good life, you have to leave your kids and go get a job outside the home? 


But before I teach you all about how to make money from home (that's another course), you have GOT to learn how to spend what you HAVE wisely. 

Because honestly, what does it even matter if you added an extra $500/month to your income right NOW, but it all flies out the window because you don't have the skills, the knowledge of how to keep it in your pocket!

It doesn't have to be difficult. You will learn...

Your First Starting Point

  • Get everything free so you don't have to pay for them
  • What you can't get free, get on a high discount
  • When all else fails, pay retail

Building a Rock Solid Foundation That Changes Everything

  • How to become financially free
  • Habits to learn getting out of debt
  • Being able to give more

The Right Path to Self-Sufficiency

  • Fastest ways to explode your savings account
  • Out of the box ideas to get ahead
  • Take the guesswork out of building

Building Long-Lasting Freedom

  • Improving your credit score to save thousands
  • Knowing what lenders want so you can cheat the system
  • Long term overhaul of your financial portfolio

Going the Distance

  • Sneaky ways you can save so you can soar
  • Plugging all escape holes your money leaks out
  • Creating the financial life you want on your OWN terms

I thought I knew what i needed to know about money...but this taught me more and I so appreciate it as I move along in my pursuit to financial freedom. :)


Sarah always exceeds my expectations. I love her story and straightforward approach to money!!

Susan D.

This was great. I am an accountant and found this super effective as a tracking tool.


Join over 263,482 lives touched by Sarah Titus paid products!

Here's what you can can make money online doing just about anything. I've been making money online for 25+ years. I was in high school when I started. It's CAKE to make money online, the REAL challenge is not hustling your butt off to do it.

I worked 80-120 hours a week for 3 years. Started drinking coffee just to keep up. Ended up in a wheelchair (started fainting and tore my tendon). I was a mess. Making money, yes. But hustling.

Wanting a better way, I started a Shopify store, something I could set up and run nearly passively. Sick and tired of the scams affiliate marketing companies pulled, it was time to make my OWN products.

In the past few years I've had my Shopify store, I've made 8 figures. I do not run any Facebook ads or do paid advertising.

And now...NOW, I work 9-10 hours a week (my assistants work 20 hours a week also) and I make a good chunk of money.

For me, it's not about the money. It never has been. My LIFE isn't about money! That's God's department to help me survive, not mine. 💕

It's been about getting my life BACK.

To stop hustling.

To stop working so much.

To set up an empire on AUTO-PILOT!!!!!!!

One that makes me money while I sleep, play with my kids, travel, or anything I want!

Something I'm passionate about and can create with my own hands so I'm not dependent upon anyone else.

Here's my question...

If you only had to work 10 hours a week (and money was taken care of completely so your husband could even quit his job), how would your life be different? What would you do with all that extra TIME? How different would your life be from now?

I love how this came into our lives at just the right time! It has everything we need to get the ball rolling on our debit and crush it once and for all. Thank you Sarah for creating this!!!!


I especially loved the trainings to understanding credit. I needed easy to understand ways to build my credit and this has helped simplify it for me.

Crystal K.

I loved reading and understanding the true meaning of money.

Stephanie M.

This is most definitely one of the best most detailed financial planning TRUE down to earth material I have found so far! If you haven't already, get this!!!!!


This product is PACKED with ideas for saving money and how to get out of debt. It isn't just your usual "shop sales, use coupons" type advice either. It is detailed and creative. I definitely recommend it if you are looking for more ways to become financially free.


Course Curriculum

Her ideas for saving money are spot on and detailed to give you ideas to save in your everyday life. She shares about how she found ways day to day to find extra money to pay off her debt. Very good purchase! Thanks so much!

Tonya M.

I would highly recommend this to anyone wanting to learn how to get their spending under control. There's a wealth of information, money-saving tips, recipes, and more in this! I especially love the budget printout. I had recently bought a budget pack from a company that I buy my yearly planner from and it just wasn't what I was looking for. Most of the prewritten things on it that, I guess a lot of people have to budget but none of them apply to me. Sarah's budget planner has a few basic things already on there that EVERYONE has like electric bill, water bill, garbage, etc., but the rest is blank that allows me to fill in what I want. And because it's a digital printable download, I can print it again and again as I need it. I absolutely love it!

Stephanie Blew

Thankfully, I am financially secure at this point in my life. My daughters are in high school and while they are required to take a personal finance course in order to graduate, they both felt the course was lacking. I wanted a fun, colorful way to show them how to budget on paper. Obviously, they don't have debt or the same bills/expenses as adults, but they will someday and I would rather they learn now instead of having to learn the hard way. This is a great bundle for that. When my oldest goes off to college, we plan on using this and setting her up with a small binder for her budgeting so she will be on the right track.


I loved this bundle of resources so much that I'm actually using this with our home ec/budgeting unit in homeschooling this year! Thankful for Sarah's wisdom and experience all in one spot.

Lisa Y.

I've been super stressed financially of late and this binder couldn't have come at a better time. I was feeling really overwhelmed but seeing well organized financial info laid out has given me so much peace. I am ready to get my finances in order!!

Chi M.

 Join over 263,482 lives touched by Sarah Titus paid products!

My favorite is the "Money Saving Tricks - 30 Days to a Better Life." So many great tips in here! Thank you!

Myra J.

Not everyone was privileged to learn how to manage finances. This is perfect for beginners or experienced budgeters!


I love how the budgeting binder looks as well as how organized it keeps everything! My husband and I are working hard to achieve financial freedom and this has given us some great tools to use to accomplish our dreams! Thanks Sarah.

Cara P.

It all is so practical and helpful!


These are great topics for this product. When put to use, they can bring powerful results, with focus and discipline.

Michelle W.